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HOUSEHOLD MOVING MONEY SAVING & BUDGETING TIPS
Closing & Opening Household Accounts
Moving a household is an emotional and challenging time. It is both time consuming and expensive. Here are some tips to help your move go both smoothly and economically. The first decision is whether you are going to move yourself, or employ the services of a professional mover.
1. You can save money by moving yourself. Perhaps. If the amount of your belongings
is not large, moving yourself may be a money-
a. Renting trucks can get expensive. Depending on the distance you are moving,
you may need a one-
b. Another potential cost of moving yourself is damage to your goods. Most of the time this exposure will be uninsured, and you will bear any losses sustained. If that beautiful cabinet or TV is dropped, it’s gone. Check with your insurance company for coverage.
c. Because of the weight being lifted, more than one moving yourself project has resulted in injury. This cannot only be debilitating, but become very expensive. And if it is a friend that is hurt, liability could be an issue. Consider checking if you have insurance coverage for any injuries that occur.
2. Hiring a professional mover may not only be easier but may also, as noted above, end up being not much more expensive than moving yourself, or actually cheaper. However, the degree of professionalism in the moving business varies greatly, and you need to be careful you get what you are paying for. Always make sure the professional mover is licensed and insured, and check references when possible. You may also want to consider calling the Better Business Bureau to see if any complaints have been filed.
a. If hiring a professional for local moves, there are usually a number of local moving companies that are both reputable and reasonably priced. Shop around. You may either receive a fixed quote for the entire move, or an hourly rate based on the use of their truck and a certain number of employees. Check references to make sure they are legitimate and reliable. Also check to see if they are bonded and insured and any damage to your belongings they cause is covered.
b. If the move is not local, your best bet is probably a major regional or national
moving company. Lesser known, bargain-
c. Find out if extra services are required and available, such as preparing appliances, moving a piano, etc., and what they cost. Make sure the company is insured and that your belongings will be insured for loss or damage. Loss and damage insurance will probably cost extra, but you should not skimp in this area. Make sure the coverage is replacement cost coverage that will pay the full cost of replacing the item, not it’s depreciated value.
HOUSEHOLD MOVING
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